Home Buyers Advisory Blog

Aidan-John Rothman

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Recent Posts

It is a great time to buy! But - what happens if interest rates go up?

19 Mar 2021 12:11:58 PM / by Aidan-John Rothman in Bond calculators, Affordability, Home Loan, Buying a home

By now I am sure that you have heard - interest rates are at their lowest levels in more that 50 years! That means that buying a home is more affordable than it has been for a long time.

Just look at the comparisons in the table below...

For the 4 years before 2020 the Prime interest rate averaged 10.25% - it is now 7% and the impact on the amount you qualify for is BIG!

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RENT or BUY? 4 Startling Benefits of Homeownership

10 May 2020 12:16:26 PM / by Aidan-John Rothman in Renting vs buying, Financial Freedom

Don't ignore the facts... research continues to show that homeowners and their families achieve significant benefits if they own their home compared to those that rent.

To understand why this is the case, consider that homeownership...

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DECLINED even though you have a ‘GOOD CREDIT SCORE’ - What’s up?

28 Nov 2018 3:22:54 PM / by Aidan-John Rothman in Buying a home, Credit scores, Credit profile

You did the responsible thing and checked your credit profile before you went house hunting... and your score was ‘good’.

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How to turn that R10,000 bonus into R100,000 more affordability for a home!

27 Nov 2018 11:22:36 AM / by Aidan-John Rothman in Affordability, Finances

The 'SILLY SEASON' is here - so WHY NOT BE SMART?

You are increasingly lucky if you are one of the few who still gets a bonus or 13th cheque in this tough economic environment.

Use your bonus wisely and you could be well on your way to getting that home of your own in the new year...

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Buying a home? Find out the hidden upfront costs before you go house hunting

27 Oct 2018 2:35:32 PM / by Aidan-John Rothman in Bond calculators, Home Loan, Buying a home

So, your dream home is listed at R 1 000 000. It'll be a stretch to get the loan but maybe you can make it...

That is until you discover that that’s not all you will pay… the upfront costs are actually a total of...

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